Stay ready for fire season with our Southern California homeowner’s guide to generators. From choosing the right type to understanding power needs, fuel options, and installation tips, this guide has everything you need to stay powered during blackouts.

Wondering if you should pay off your mortgage when you retire? Learn how different options—keeping your mortgage, paying it off, or switching to a Retirement Mortgage—can impact your cash flow and retirement planning.

Mortgage rates have dropped significantly, with 30-year fixed rates now in the 5.50% to 6.50% range, ahead of the Fed’s expected rate cuts in September. If you’re considering a move, now could be the perfect time to secure a lower rate.

Mortgage rates have recently dropped in anticipation of the Federal Reserve’s expected rate cuts, with current 30-year fixed rates ranging between 5.75% and 6.75%. As September approaches, further reductions are likely...

In the June 2024 Local Mortgage Update, mortgage rates continue to hover in the low 7% range as the Federal Reserve has yet to reduce the Federal Funds rate. Despite speculation, a rate cut in July appears unlikely due to the upcoming election.

Maintaining a healthy credit history is vital in today's financial climate, and by debunking common myths, understanding key credit influencers, and seeking guidance, individuals can make informed decisions about their financial future

Mortgage rates are currently stable at around 7%, with potential decreases expected in the fall due to economic conditions, although lower rates are achievable through special programs and buy-downs.

Mortgage rates are currently stable at around 7%, with potential decreases expected in the fall due to economic conditions, although lower rates are achievable through special programs and buy-downs.

In 1986, dropping mortgage rates below 10% was cause for celebration, but while 7.5% might seem high now, it's historically reasonable, and waiting for 3% rates to return is unrealistic; however, we might see rates around 5.5% by next summer due to potential policy changes.

Today's regulated reverse mortgage programs offer seniors a secure way to tap into their home equity, providing financial flexibility and peace of mind, though it's essential to understand its benefits, potential drawbacks, and to seek professional guidance before making a decision.