Mortgage rates have been on a roller-coaster these last couple months. Bond traders are once again convinced that the Federal Reserve has made its last rate hike as yields have once again fallen. On March 2 the 10 Yr. Treasury yield was 4.08% and more recently 3.3%, that’s a .78% drop over the last month, that’s a lot. Because mortgage rates are tied to Treasury rates, mortgage rates have fallen back into the high 5%. Home shoppers noticed the latest mortgage rate drop and they are back to writing offers, but Sellers are less impressed. “I’ve got a 2.75% mortgage, why would I move?” Good question…